Claiming your offer is as easy as 1, 2, 3:
1
Open a new checking account using your promo code.
Use the promo code received in your email or given to you by an associate. When applying online, you can enter your promo code on the last page of the application. If applying online or over the phone, mention the code to the associate.
2
Make qualifying transactions.
Use your OneAZ Debit Card to make 20 qualifying transactions.
3
Receive your $200 checking bonus.
The $200 bonus will be deposited into your account following 15 days of meeting all criteria.
Say goodbye to fees.
Say hello to easy, hassle-free banking with Free Checking.1
No Monthly Maintenance Fees
Bank from Anywhere
Relax with Worry-Free Secure Banking
Start the Weekend Early with Early Pay2
Your success is our success.
We partner with you to give you the products and tools of a large bank with the benefits of a local credit union.
Credit unions are owned by their members and take pride in being member-focused and providing personalized service.
We provide high-yield savings accounts, home and auto loans, free checking, credit card rewards programs and more.
Since credit unions don’t need to worry about creating profits for investors, we can pass those savings on to our members in the form of lower rates and fees.
Bank with us however, whenever, and wherever you want with the OneAZ app and 20 branches across Arizona.
Enjoy simple and secure 24/7 digital banking, plus NCUA insurance up to $250,000 per individual.
Do it all with the
OneAZ Mobile Banking app.
Deposit
checks
Transfer
funds
Pay
your bills
Chat with an
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Download the OneAZ Mobile Banking app
Let's conquer your finances.
Whether you want to create a budget, save for a home or get started with investing, our Financial Resources Guide has articles and videos to help you make a plan.
Create a Saving Plan: Your Guide on How to Save Money
Learn how to save money with a step-by-step saving plan.
Keep ReadingHow to Manage Debt and Create a Brighter Financial Future
Debt can become manageable with the right strategy, mindset and a few new money-management habits.
Keep Reading5 Tips for Getting the Most Out of Your Checking Account
These checking account features, tips and tricks will help you bank smarter and more efficiently.
Keep Reading*Promotional Eligibility: Offer available only to new OneAZ Credit Union Members who are permanent residents of Arizona. Membership eligibility requirements apply and may be found at OneAZcu.com/Membership. Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 12 months. Must be 18 years or older to participate. New member must use promotional (promo) code at account opening when applying for a checking account.
Bonus/Account Information: To receive the $200 bonus, you must 1) Establish a membership with a Share Savings account and open a NEW checking account AND 2) use your OneAZ Debit Card to make 20 qualifying transactions within the first 60 days of account opening to qualify. The debit card purchases must post and clear the account to count towards the spend requirements.
Important Information: After all the requirements listed above have been met, the bonus payment will be deposited into your new checking account within 15 business days. The checking account must be open and in good standing with a balance greater than $0.00 to be eligible for the cash bonus. Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S), if applicable. This offer is not transferable and cannot be combined with any other promotions.
Only one bonus payment may be received per member per year.
Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within 6 months after opening, we will deduct the bonus amount from the account at closing.
Offer valid through July 31st, 2025.
Terms subject to change at the discretion of OneAZ Credit Union. OneAZ Credit Union reserves the right to change or discontinue the $200 bonus program at any time without prior notification.
1Checking is free of monthly fees and minimum balance requirements. Other fees may apply. For complete terms and conditions, refer to the published Membership Account Agreement and Schedule of Fees and Charges.
2Early Pay is a service offered to you (the Member) if you are a consumer (not a business) who has a checking account with the Credit Union and receives your paycheck through direct deposit. You may be automatically enrolled in Early Pay after 2-3 pay periods. The Credit Union will make your payroll funds available as soon as your verified employer/payor notifies the Credit Union of the payment, which can be 1-2 days before most financial institutions make the funds available. If there is a weekend or bank holiday, Early Pay will be posted on the next business day after the weekend or bank holiday. Employers/payors must be verified by the Credit Union. If they cannot be verified, the Credit Union will not make the payment available early. You will receive a notification of the payment and the available funds will be indicated in online or mobile banking.
If funds from a paycheck are not available early to you, it may be due to one of the following: (i) You do not have a consumer checking account (you only have a savings or business account with the Credit Union), (ii) You did not sign up for direct deposit, (iii) It has not been 1-2 pay periods, which is needed for the Early Pay service to begin, (iv) Direct deposits are not made in your name or in the name of a signee on your checking account, (v) We cannot verify your employer/payor, (vi) Your employer/payor did not notify us of the deposit 1-2 days early.
You agree the Credit Union may reverse any funds deposit transaction to your account that is made in error.